The Santa Fe New Mexican from Santa Fe, New Mexico • 14

JL Owners windfall in old insurance may lie policies B4 THE NEW MEXICAN Santa Fe, N.M., Jan. 19, 1972 Inside the capitol Crumbling walks greet lawmakers, visitors By FRED BUCKLES Lawmakers and visitors walk across big patches of crumbling concrete today outside the east and west State Capitol building entrances. Similar large areas of spalling are numerous on the concrete walking surface all the way around the circular, 5-year-old building. Building Supt. Bruce Stahl seeks $60,000 from the legislature for repairs in the balance of the present fiscal year ending June 30.

Stahl also requests an added $67,000 for replacements in fiscal 1973. Stahl says water in heavy weather works beneath red tile adjoining the concrete. Moisture spreads beneath the concrete and the ceiling of the capitol underground parking garage. When the water freezes in cold weather the sidespread concrete chipping and crum bling occurs. Stahl replaced a test section two years ago.

The section is withstanding the elements well. With the proposed $127,000 Stahl would replace all of the concrete and red tile walking surface around the capitol and solve a problem that has caused much grumbling. If legislators reject the appropriation, chronic spalling will continue. Hobbs Democrat Jack Daniels says he will submit a $2,550 check, written to Secretary of State Betty Fiorina, to State Treasurer Jesse D. Kornegay Feb.

8. The check will be the amount of the filing fee in the Democratic U.S. Senate primary. Candidates will actually pay fees April 10. But banker-insuranceman Daniels, an ex-state representative, wants to demonstrate his good faith and serious intentions to campaign for the high office Anybody still living can be insured if he is willing to pay the premium, says Brandon.

Charges could be reduced on many rated policies if the agent seeks reconsideration, which usually is offered after one, two, three, five or ten years. A 40-year-old man in good health is able to buy a standard term policy for $6.61 a thousand. We expect he will live 32 more years or that half his group will be alive at the end of 32 years, Brandon says. The expectation of death in the next year is only 3.53 per thousand. If he has hypertension, however, he might be rated up to 200 per cent of expected mortality, the probability of death would be 7 in one thousand, and he would have to pay $6.65 on top of the regular $6.61 rate.

Hypertension is correctable, however. The insured goes on a diet. He takes medication. His blood pressure returns to normal, and so, one year later he asks for a review of his case. It is entirely possible that as much as 35 per cent of the extra premium might be eliminated in one year.

On a $20,000 policy that would mean a saving of $46.55. On an ordinary life NEW YORK (AP) Thousands of Americans may be needlessly paying high insurance rates because they adhere to the custom of putting their policies away in a safe-ieposit vault, never to be looked at in years. Forty years ago, for example, some Americans were rated up to higher annual premiums because they were underweight. It was the midst of the Great Depression and many people had poor diets. Chances are high that the skinny young man or woman of 1932 has gained considerable poundage since.

But, because the insured or the agent forgot, the high premium may still continue. The situation today is likely to be reversed. Obesity is the big disease today, says Dr. Kenneth Brandon, Aetna Life Casualty. But will those' who diet away the fat forget to get their premiums reduced? Its likely.

Insurance today is often written on lives that once may have been considered uninsurable. In fact, says Brandon, only 2.4 per cent of all applicants at his company are turned down. 0 1 ui Obituaries SAVE DOUGH AT BIG-0 for U.S. Sen. Clinton P.

Anderson will vacate. Daniels will post the check in February with Kornegay, one of his announced opponents in the party primary. Jack says tongue-in-cheek: Formal announcements will be made on filing day. His obvious reference: Only when the husky filing fee is paid will Democratic U.S. Senate candidates be definitely known.

Fund-raising First Anniversary cocktail parties for South Dakota Sen. George McGoverns presidential bid in New Mexico are set Friday in Albuquerque, Santa Fe, Socorro and Las Cruces and possibly Taos. The day will mark the first anniversary of liberal Sen McGoverns candidacy announcement. William Byatt of Albuquerque is McGoverns energetic state campaign manager. Much New Mexico Democratic liberal support has moved to McGovern who is still not regarded as a major threat in this state.

State Racing Commission Chairman Drew Cloud of Albuquerque says a careful study should be made of the impact of added taxes on La Mesa Park, Raton, and infant Santa Fe Downs. The powerful Legislative Finance Committee proposes adding $639,000 annually to state revenues from New Mexico horse tracks in the legislative session. Cloud notes 1,200 persons are employed by horse tracks in the state. He says auxiliary businesses are also aided sharply by horse track operations. Cloud says the Racing Commission will administer laws as the legislature writes them.

He emphasizes the commissioners chief interest is a solid, clean oeration for New Mexico horse racing. The LFC would raise the parimutuel tax. It would also effect changes in the admissions tax, breakage and unclaimed pay tickets to hike state revenue. The bill is aimed at equity instead of generating more state income. A $19 million unappropriated surplus is expected in the state general fund June 30.

This excludes a $10 million earmarked reserve. Early lobbyist registrations for the new legislative session: Montgomery, Federici, Andrews, Hannahs and Morris, Santa Fe law firm, for El Paso Natural Gas Co. and National Potash Co. Roy H. Blackman, Carlsbad, Potash Company of America; Howard M.

Cowper, Albuquerque, New Mexico Restaurant Assn, and New Mexico Hotel and Motel Rod Doll, Albuquerque, New Mexico PLUS F.E.T. BLACKWALL EXCHANGE PRICE 560X 15 700X 13 695 X14 735X14 735X15 HOT OFF THE PRESS George Shultz, left, director of the Office of Management and Budget, and Harry Humphrey, acting public printer, inspect copies of the Presidents Budget Message at the Government Printing Office. The President is expected to send his budget for fiscal 1973 to Congress next Monday AP Cold gray bank talk takes medical twist get involved in the marketplace when private enterprise fails to adhere to standards, and that the business community is responsible for informing and educating consumers. Perhaps in a survey of the general public these would not be surprising findings today, said the group in reporting the results. But they are startling for some when the survey is of more than 1,400 marketing educators and executives all members of the American Marketing Association, a professional organization dedicated to the advance of marketing science.

A third memorable commentary concerns the stock market and the availability of sound advice. of the things that an institutional investor gets that the public does not get are the sell recommendations. With the private investor, the broker makes a buy recommendation of a stock, and once the investor has consummated the transaction, and paid the commission, the registered representative has little further economic incentive to provide additional The research departments of most brokerage firms put particular emphasis on seeking out attractive stocks for their customers to buy. As a result, most internal research departments rarely make sell recommendations. The comments were made by Joseph Dorsey, president of the largest supplier of investment buy and sell advice, to the Securities and Exchange Commission.

A great many of Argus customers are among those at which the criticism was aimed. Argus hopes to expand its business by offering a new service to brokers who handle small accounts. Memorable, but not at all for the reason that the opinion doesnt match the speaker, is this 1972 resolution: If every American pledged himself to work harder at his job, to give it all hes got, to turn out better products, to provide better service think what it would mean to our economic well-being and general And if the lets get back to work philosophy really took hold, the thousands and thousands of able-bodied Americans now on welfare would accept any job that comes along and stop refusing jobs they consider menial. So concludes the National Association of Manufacturers. Also include in the category a survey of a professional groups members that found 83 per cent agreeing with this statement: The Federal Trade Commission should assume a more active role to prevent misleading packaging and labeling of consumer products.

This was only one of many statements, but the answers consistently showed approval of the consumer movement, a belief that the government must Flu stalks across Oklahoma OKLAHOMA CITY (AP) -An outbreak of influenza continued its deadly stalk across Oklahoma Tuesday with a state Health Department official reporting a possible six more deaths related to the disease. Dr. Stanley Ferguson, state epidemiologist, said six deaths from the central of the policy, which is more expensive, the saving would be proportionately larger. Good agents generally are aware of their responsibilities, but sometimes they and the individual are negligent. Families move and lose contact with the agent.

Agents die. And sometimes the facts are buried in company files. Those people paying extra premiums because of being rated underweight 40 years ago actually are discovered in the files from time to time. And despite computers, formerly obese policyholders likely will be paying extra rates 40 years from now. Contract given ALBUQUERQUE (AP) -Sen.

Joseph Montoya, announced today a federal $14.75 million contract for more work on the Navajo Irrigation Project in northwest New Mexico. Montoya said the contract awarded to Vinell Corp. of Alhambra, calls for a tunnel, a concrete-lined canal, access roads and related work. 03 0 1 VI 0 CD 0 1 ROAD 981-4641 children. Mr.

Robinson was born in Portland, Maine and for many years was a minister on the East and West coasts, he was a professor of philosophy at San Jose State College for 30 years up until his retirement in 1958. He came to Los Alamos in 1959 where he was a Minister Emeritus at the Unitarian Church. He was active in conservation activities and helped found two chapters of the Sierra Club in New Mexico and California. Cremation services were held this morning at the Fairview Park Crematory. Memorial Service will be held Friday at 3 p.m.

at the Robinson Hall of the Unitarian Church of Los Alamos. Blocks Mortuary. PACHECO, Adelaido S. 68, lifelong and well known resident of Ranchitos passed away at the family home yesterday morning. He is survived by his widow, Mrs.

Samuelita B. Pacheco of the home, four sons, Max Pacheco and wife Rosina, Arturo Pacheco and wife Frances, both of Ranchitos, Samuel and wife Emma of Salt Lake City, Utah, Epinomenio of the home, five daughters, Bernie and husband Pete Rendon of Velarde, Susie and husband Ben Martinez of Las Cruces, Anita and husband Delio Archuleta of Ranchitos, Cleo and Pearl Pacheco of the home, three brothers Pedro and Pablo Pacheco of Ranchitos, Anastacia Pacheco of Albuquerque, twenty one grandchildren, brothers and sisters-in-lav Mr. and Mrs. Emiliano Bustos, Mr. and Mrs.

Delfinio Bustos, Mr. and Mrs. Esequiel Bustos, Mr. and Mrs. Reynel Bustos, Mr.

and Mrs. Eloy Martinez, Mr. and Mrs. Richard Martinez, Mrs. Esther Montoya, Mrs.

Rosita Bustos and many other relatives. Rosary will be recited at Blocks Mortuary Chapel in Espanola at 7:30 tonight and tomorrow night. Funeral services are scheduled for 10 Friday morning from the St. John the Baptist Church in San Juan Pueblo. Interment will follow in the San Juan Cemetery.

Blocks Mortuary of Espanola. TRUJILLO, Nemecio. Funeral arrangements are pending and will be announced later by Blocks Mortuary of Espanola. MASS A mass for the repose of the soul of our beloved Arthur Avila (will be said Sunday, Jan. 23rd at 7:30 A.M.

at Carmelite Monastery. All are invited to attend. The Family MARTINEZ, Mary Lena. Funeral services were held this morning at 11 at St. Anns Church in Alcalde.

Interment followed in the Alcalde Catholic Cemetery. Serving as pallbearers were: Richard Guillen, Tilo Valerio, Adelaido Martinez, Horace Martinez, Arthur Martinez and Richard Armijo. Arrangements through the Espanola Funeral Home. URBAN, Guadalupita, 82, long time resident of Santa Fe, passed away suddenly Tuesday afternoon. She is survived by four daughters: Mrs.

Estafanita Dalton and husband James, Mrs. Anna Lujan and husband Luis, Mrs. Margarita Cordova and husband Lee, Mrs. Terecita Maldonado and husband, Joe, two sons: Pablo and wife Ro-sita, and Antonio and wife Margie, sister: Mrs. Reyes Sandoval, sisters-in-law: Magdalena Baca, and Petro-lina Urban, and many other relatives.

She was preceded in death by her son, Andres Urban on January 11, 1972. Rosary will be recited this evening at 7:30 at Berardi-nelli Mortuary. Complete funeral arrangements are pending and will be announced through Berardinelli Mortuary. PONGAS, Mrs. Verna Funeral services were held at 10 A.M.

today from Memorial Chapel, with R. V. Hamilton of the Church of Christ officiating. Interment followed in the National Cemetery, with friends serving as pallbearers. Arrangements through Memorial Chapel.

SHANNON, Mrs. Opal V. Funeral services were held at 2:30 P.M. today from Memorial Chapel, with Dr. George Keepin officiating.

Interment followed in Memorial Gardens Cemetery. Pallbearers were: Val Breineiser, Felipe Baca, Frank Casias, Carl Schmitt, Guy Hayden and Bobby Tribble. Arrangements were through Memorial Chapel. MAKOVICKA. Milan 20-Fatally injured in an automobile accident Monday evening on Tesuque hill north of Santa Fe.

Mr. Makovicka had been employed by the Palace Restaurant for the past several months. Arrangements pending, to be announced later through Memorial Chapel. GONZALES, Manuelita 82, A resident of Encino, passed away at'St. Vincent Hospital last evening.

Surviving her are a brother Luis S. En-cinias, a sister Mrs. Reme-dios E. Chavez, many nephews and nieces and many other relatives. Funeral services will be held at Our Lady of Guadalupe Church at Encino Friday morning at a time to be announced later.

Rosary will be recited this evening at Blocks Mortuary at 7:30, Rosary will be recited Thursday evening at 7:30 at Encino. Blocks Mortuary. ROBINSON. Elmo A. A resident of Los Alamos and White Rock for the past 12 years, passed away yesterday at the Los Alamos Medical Center.

He is survived by his wife Elizabeth sons Arnold and wife Dorothy, of Lonpoc, Kelsey B. and wife Mildred of Palo Alto, sister Marion Bowden of Washington, D.C.. 6 grandchildren and 4 great grand- DURA-rUFF vt5EABJ RETREAD TIRES LOOKS LIKE NEW WEARS LIKE NEW GUARANTEED LIKE NEW 775x14-775x15 $42.95 for 4 FET1.88for4 825x14-825x15 $46.95 for 4 FET1.96for4 855x14-855x15 $49.95 for 4 FET2.00 for 4 885x14-915x15 $54.95 for 4 FET 2.16 or 2.24 WHITEWALLS $1.00 EXTRA part state showed strong correlations to the flu. Five deaths at Muskogee and two at Altus previously had been linked tentatively to the flu outbreak. It doesnt look as if this is on the wane yet.

Dr. Ferguson yaid. In fact, in many areas it appears we havent reached a peak. In Muskogea County, absentee rates in schools and businesses continued to climb, and several county schools were closed. Officials said the county schools open might be closed Wednesday if the absentee rates go up.

Schools at Garber in Garfield County were closed but hoped to reopen Friday, and Ringwood School in Major County was closed for at least two days. Motor Carriers William Kundrant, Albuquerque, New Mexico Retail Assn. Also, Arthur A. Rice, Albuquerque, New Mexico Association of Independent Insurance Agents and New Mexico State Association of Life Underwriters; James H. Russell, Santa Fe, and Marvin L.

Watts, Carlsbad, AMAX Chemical Joseph Palmer, Albuquerque, League of Insured Savings and Loan Associations in New Mexico; Joseph G. Brown, Carlsbad, International Minerals and Chemical Clair W. Rodgers, Alexandria, Proprietary Assn. William F. Darmitzel, Santa Fe, New Mexico Mining Karl Sternberg, Santa Fe, extractive industry tax bills; Don L.

Allen, Albuquerque, and Peter Hanagan, Santa Fe, both New Mexico Oil and Gas Harold J. Weiler, Albuquerque, Association of Commerce and Industry; Maxie Davie and D. H. Rhodes of Fort Worth, both of Community Public Service Co. W.

H. Majors, El Paso, El Paso Natural Gas Jack Hilligoss, Albuquerque, New Mexico Pharmaceutical William D. Ross, Albuquerque, New Mexico Pipe Trades Industry Program; Jerome A. Bailey, Albuquerque, Bernalillo County Central Labor Council, Communications Workers of America. Indiana Sen.

Vance Hartke was impressive in a talk lambasting Republican President Richard M. Nixon at an Albuquerque Democratic fund-raising dinner. Hartke is entered as a presidential candidate in the New Hampshire, Florida and Pennsylvania primaries. His advisers will pick other primary battles. fa 3 0 ui 990 981-4646 TIGHT There's DOWN FINANCE ANNUAL 6 EQUAL MONEY GOT YOU? loose Dough at Big 0-Chek Our Credit Plan Below PAYMENT? NONE CHARGES? NONE! RATE? NONE! MONTHLY PAYMENT SAMI AS CASH WITH APP.

CREDIT IN ALL JIIE WORLD THERE IS NO CAR LIKE I MAZO COMING NATIONWIDE 7. CORDOVA SANTA FE ISAVE DOUGH AT BIG Pl.